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Quick Delivery Homes

Facing a Sudden move? No time for a custom build? The answer is simple... Magnolia Homes. We have a variety of homes that are available immediately. Beautiful Magnolia homes built with superior quality materials, move-in ready in no time!Read More.

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Magnolia Homes | 3023 Centre Oak Way
Suite 101 | Germantown, TN 38138
901-755-4258

Financing

Magnolia Homes would like your home buying experience to be as smooth and easy as possible. We've developed relationships with a number of lenders who operate at the highest level of professionalism, responsiveness and integrity. For your convenience, we have listed their contact information below. 

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Gary Luzader

 

 

Gary Luzader has been in the banking industry since 1972 and has been a mortgage lender since 1986. He sits on the Board of Directors of Memphis Consumer Credit Association and has a thorough knowledge of credit scoring. He is a Vice -President with Regions Mortgage and based on his loan production has attained membership in their exclusive "Chairman's Club" for each of the past nine years.

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Gary Luzader

 

 

 

Jake is a Memphis native who has been originating mortgage loans since 1985 and has closed in excess of $420,000,000. He is a Vice President and is very knowledgeable in all mortgage loan alternatives.

Our Mortgage Calculator is an estimating tool only actual payments will vary. Taxes, Insurance, Home Owners Assoc. fees and other
monthly costs are not included.
Enter the terms you are considering*:
Purchase Price

The total cost of the house
(ie. 100000 for $100,000).
Length of Mortgage in Years

Total number of years
you will pay the mortgage.
Annual Interest Rate

%

The static rate for interest
on your loan.



















Here are your results:
% Down Down
Payment
Monthly
Payment
Interest Paid
First 12 Months
Estimated Annual Income to Qualify*
0% No Down Payment
5%
10%
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20%
* Based upon 28% eligibility from the total principal.